A tile or metal roof in South Florida is a five-figure decision. Financing removes the capital hurdle without compromising material specification. Homeowners select the right roof for the home, then choose the financing path that fits the household budget.
We work with two financing programs, each fit for a different homeowner profile.
EasyPay is traditional credit-based financing: a conventional installment loan repaid in monthly payments. It fits homeowners with strong personal credit who want a familiar loan structure that tracks the household budget.
yGreen PACE (Property Assessed Clean Energy) is property-based financing. The obligation attaches to the property tax bill rather than the homeowner's credit, repaid over terms long enough to match the roof's service life. It fits homeowners with strong home equity who want long-term financing on qualifying energy-efficient roofing materials such as cool roofs or standing-seam metal.
The right program depends on whether you're optimizing for credit profile, equity position, or term length.
Financing converts the lump-sum decision into a manageable monthly or annual obligation, while the homeowner gets the right roof for the home from day one.
Both programs cover full roof installation cost across every material: tile roofing, metal roofing, asphalt shingles, and flat roof membranes, plus accessory work like skylights, ventilation, and gutters when included in the project scope.
Financing also covers roof replacement, partial repair, and storm-damage work when the homeowner is bridging the gap between insurance proceeds and total project cost.
A tile or metal roof replacement in South Florida runs $25,000 to $80,000+ depending on size and material tier. Few homeowners write that check from cash. Financing converts the lump-sum decision into a manageable monthly or annual obligation, while the homeowner gets the right roof for the home from day one.
Application happens at proposal stage. We present the financing options matched to the project cost, the homeowner selects the program, and we coordinate the application paperwork with EasyPay or yGreen directly. Approval timelines vary by program and are set by the lender, not by Istueta.
Project work begins once financing is approved and documents are signed. Funds flow per the program's draw schedule, typically partial at start, balance at completion.
Two main programs: EasyPay (traditional credit-based financing with monthly payments) and yGreen PACE (Property Assessed Clean Energy, financing that attaches to the property tax bill rather than the homeowner's credit, available for energy-efficient roofing materials like cool roofs or metal).
PACE financing is property-based, not credit-based. The financing attaches to the property tax bill and transfers with the property. Approval depends on home equity and property value, not personal credit score.
Terms vary by program and lender. EasyPay is traditional credit-based financing repaid in monthly installments; yGreen PACE is long-term financing repaid through the property tax assessment. Both are subject to credit and property qualification, and the lender confirms the exact term and rate at application.
Yes. Many homeowners finance the difference between insurance coverage and full roof cost. We coordinate with both your insurer and the financing lender to align timing and documentation.
Sofia came to my house and was polite, thorough and knowledgeable. She gave me a quote for multiple options and explained the different options for roof replacement and repair. She gave me all the options without pressuring me to make a decision on the spot. Very happy with the information I received from Sofia.
3 days ago
Sophia was very patient with me very good associate. Looking forward to meeting her again for the next time on October 2 Play final review of the estimated
3 days ago
(Translated by Google) I had an excellent experience with Sofia; she was super friendly and professional from the first moment. Thank you for providing such great service. (Original) Tuve una excelente experiencia con Sofia fue súper amable y profesional desde el primer momento, gracias por brindar un buen servicio
4 days ago
I had a great experience with Istueta Roofing. Sofia was extremely helpful, professional, and patient throughout the entire process.
4 days ago
Sofia B was excellent. She was knowledgeable and worked quickly Thx
a week ago
Thank you Sophia for a thorough inspection for my roof maintenance! Especially for inspecting inside the attic in the summer! Also, since my house stays too hot she recommended solar vents which apparently my home has no vents other than soffit vents. Looking forward to istueta installing them.
a week ago
Ricardo did a great overall job explaining everything to us. Honest and straight forward.
a week ago
(Translated by Google) Very professional and very respectful (Original) Muy profesionar y muy respetuoso
a week ago
I contacted the company for a quote on re-roofing. Ramon Alvarez carried out the site visit right on schedule and with great attention to detail. The quote I received is extremely detailed; every cost item is clear and well-explained. The prices are in line with the market given the quality offered, and they were very helpful in clarifying any questions I had about the materials. Highly recommended!
a week ago
Sofia explain very well about the ROOFING and the FINANCE I appreciate her very well and thank you Sophia. Have a blessed day.
a week ago
Fabrizio montesdeoca is a good men he knows how to talk to customer and confidence them.
a week ago
Very professional presentation done by Sofia . We request an estimate for replacement and repair of flat roof .
2 weeks ago
(Translated by Google) Sofia was a very kind person; we understood everything she explained to us. Her attention and performance in her work were very efficient. (Original) Sofía fue una persona muy amable, entendimos todo lo que nos explicó, muy eficaz su atención y su desenvolvimiento en su trabajo
2 weeks ago
Mr Ramon wasVery professional and clear and open to question .
2 weeks ago
Fast and Great Service with Sofia, she has attention with all the details, and explain everything very well, I'll move forward with my roof project soon
2 weeks ago
Phenomenal professional and knowledgeable visit by Ricardo to the point that we are looki g forward to establish the contract after the insurance determination to replace the roof.
2 weeks ago
(Translated by Google) VERY GOOD EXCELLENT SERVICE FROM AGENT SOFIA BENAVIDES (Original) VERY GOOD EXCELENTE SERVICIO CON LA.AGENTE SOFIA BENAVIDES
3 weeks ago
I had a great experience working with Ramon. He was professional, knowledgeable, and made the entire roofing process easy to understand. He took the time to answer all my questions, never made me feel pressured, and was always responsive throughout the process. His honesty, attention to detail, and commitment to providing excellent customer service really stood out. I highly recommend Ramon to anyone looking for a trustworthy and reliable roofing sales professional!
4 weeks ago
Ricardo did a great job explaining and showing me condition of the rooftop
a month ago
I worked with Ramon Alvarez and if you need a roof guy I would definitely recommend him. He really goes the extra mile to make sure you are taking care of 10/10.
a month ago
(Translated by Google) Mr. Ramón is an excellent and very professional person. I am a Realtor and I will recommend him to my future clients and family. Thank you. (Original) El Sr Ramón es una excelente persona muy profesional, soy Realtor y lo voy a recomendar con mis futuros clientes y familiares , gracias
a month ago
Great service and very informative and kind and fought for my best price.
a month ago
Sofia was amazing, very knowledgeable and professional. It was a pleasure to meet with her
a month ago
Outstanding experience with Istueta! You can tell they truly care about their customers and the quality of their work. Their attention to detail, professionalism, and pride in what they do really set them apart. I highly recommend them to anyone looking for a roofing company they can trust.
a month ago
I’m very happy with this company. My roof was already quite old, and I decided to replace it for safety reasons. They were always attentive, reliable, and professional throughout the entire process. In my case, I worked directly with Sofia, and in the end we had them replace the roof on our home. We were very satisfied with both the process and the final result.
a month ago
Construction is hard, complicated, and in many occasions frustrating.. Istueta is a contractor who managed to handle complications with grace, they handle the hard part with knowledge and move frustration to solutions.... I will better yet I am going to use them again.. the sunlight look cool and works even better.. Thank you guys...
a month ago
Fabricio was v Very professional ery professional showed us all the options with no pressure a valuable asset to your company.
a month ago
Hi, my name is Gabriel. I’m a general contractor, and I’m very grateful to always use Istueta Roofing’s services. They’re extremely professional, punctual, and work in a very organized manner. If you’re looking for someone who follows your guidelines and takes care of your roof just as you would, this is the company I recommend—100%.
a month ago
They came to do an inspection of my roof and gave a great diagnosis. Sofia has the best attitude and gave a lot of information
a month ago
My girlfriend and I had a very informative conversation with Will, Ariel and Laura regarding the process of installing a new roof on our house. We are so excited to get started them. They were clear and concise about how the process of installing a new roof along with the materials used to do so. They take a lot of pride in their work and gave us peace of mind of moving forward with their company.
a month ago
Ramon was a very helpful guy. He was very knowledgeable and respectful
a month ago
Great roof replacement Sofía showed us all the options Metal roof was our choice
a month ago
We were very pleased with the timeliness and professionalism by Fernando. Most importantly, he educated us on the different products. Great company.
2 months ago
(Translated by Google) Excellent service, the best in Miami (Original) Excelente atención los mejores de miami
2 months ago
Mr. Fernando Tolon was a pleasure to talk to, extremely knowledgeable and a great person. Thanks to Istueta Roofing for having him onboard.
2 months ago
Fernando did an excellent job explaining every thing. Very impressive
2 months ago
Fernando was excellent on his consultation with regards to my roof and their materials look very impressive for my roof. . I was very impressed their 1 to 1 consultation and services, offered. I liked the 40yrs in roofing service.
3 months ago
I met with Fernando Tolon, a Roofing Consultant for Istueta Roofing, for a quote to replace my roof. Mr Tolon was thorough, professional, and knowledgeable.
3 months ago
I met with Fernando Tolon, consultant with Istueta Roofing to discuss the many roof replacement options. Mr. Tolon was very knowledgeable and went over all the options and made sure I understood them. He was courteous and very patient with the many questions that I had. I am looking forward to starting the roof replacement.
3 months ago
This Roofing contractor is the real thing! Staff is professional, courteous, responsive. For a dirty job these folks did an outstanding job of cleaning after themselves. More importantly they took great care in protecting my valuable plants. Would highly recommend. Hire Istueta Roofing with confidence!
3 months ago
Fernando arrived on time for our estimate. His expertise and presentation was on point and to be honest, stellar. I love the products offered. The abundance of color choices and virtual visual examples were great. Thanks, Fredrick
3 months ago
Istueta put a new roof on my home about 3 years ago and at that time I did not have them seal my chimney and it started leaking a few weeks back. Since o was very happy with the work they did on my roof, I contacted them to perform the repair on my chimney. The crew was respectful, professional, kept me informed during the process and did a great job. I highly recommend them if you are looking for a top quality company.
3 months ago
I have been quoting a new roof project with 4 other companies. Fernando Tolon has far exceeded the presentation provided by the other bidding companies. Extremely happy with Istueta Roofing level of service so far.
3 months ago
Fernando did a great job providing me product information and financing alternatives with the estimate on my new roof.
3 months ago
Had an excellent experience and conversation with Fernando Tolon a roofing consultant with Istueta, well knowledgeable and experienced very professional. Lo re comiendo para una experience de techos professional con Istueta roofing.
3 months ago
Súper profesional .. he explain me all products .. thank you for the service you provide ..my consultant was Fernando Tolon
3 months ago
(Translated by Google) Excellent service, very professional, the best (Original) Excelente servicio,muy profesional,los mejores
3 months ago
Thank you Anthony and the whole team at istueta for a job well done and the support
3 months ago
Anthony was thorough with his work and provided all details requested when evaluating the work on our roof. Very honest as well.
3 months ago
Anthony Rivas has being an excellent guide in this process of changing my roof, he explained to me the process in a very detailed manner , giving me options on how to proceed as well of new ideas that i could apply to my new roof !! Thank you Anthony
3 months ago
Reviews sourced from Istueta Roofing's verified Google Business Profile. · See them all →
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