(Translated by Google) VERY GOOD EXCELLENT SERVICE FROM AGENT SOFIA BENAVIDES (Original) VERY GOOD EXCELENTE SERVICIO CON LA.AGENTE SOFIA BENAVIDES
a week ago
Roofing Financing for South Florida's coastal environment
Roofing Financing Options
A tile or metal roof in South Florida is a five-figure decision. Financing removes the capital hurdle without compromising material specification. Homeowners select the right roof for the home, then choose the financing path that fits the household budget.
TWO PATHS, DIFFERENT TRADE-OFFS
What Roofing Financing Options Are Available?
We work with two financing programs, each fit for a different homeowner profile.
EasyPay is traditional credit-based financing: a conventional installment loan repaid in monthly payments. It fits homeowners with strong personal credit who want a familiar loan structure that tracks the household budget.
yGreen PACE (Property Assessed Clean Energy) is property-based financing. The obligation attaches to the property tax bill rather than the homeowner's credit, repaid over terms long enough to match the roof's service life. It fits homeowners with strong home equity who want long-term financing on qualifying energy-efficient roofing materials such as cool roofs or standing-seam metal.
The right program depends on whether you're optimizing for credit profile, equity position, or term length.
Financing converts the lump-sum decision into a manageable monthly or annual obligation, while the homeowner gets the right roof for the home from day one.
What Financing Covers
Both programs cover full roof installation cost across every material: tile roofing, metal roofing, asphalt shingles, and flat roof membranes, plus accessory work like skylights, ventilation, and gutters when included in the project scope.
Financing also covers roof replacement, partial repair, and storm-damage work when the homeowner is bridging the gap between insurance proceeds and total project cost.
Why Financing Removes the Capital Hurdle
A tile or metal roof replacement in South Florida runs $25,000 to $80,000+ depending on size and material tier. Few homeowners write that check from cash. Financing converts the lump-sum decision into a manageable monthly or annual obligation, while the homeowner gets the right roof for the home from day one.
How We Handle Financing Applications
Application happens at proposal stage. We present the financing options matched to the project cost, the homeowner selects the program, and we coordinate the application paperwork with EasyPay or yGreen directly. Approval timelines vary by program and are set by the lender, not by Istueta.
Project work begins once financing is approved and documents are signed. Funds flow per the program's draw schedule, typically partial at start, balance at completion.
Frequently AskedRoofing Financing answers,
Roofing Financing answers,
before you ask.
What financing options do you offer?
Two main programs: EasyPay (traditional credit-based financing with monthly payments) and yGreen PACE (Property Assessed Clean Energy, financing that attaches to the property tax bill rather than the homeowner's credit, available for energy-efficient roofing materials like cool roofs or metal).
Does PACE financing affect my credit?
PACE financing is property-based, not credit-based. The financing attaches to the property tax bill and transfers with the property. Approval depends on home equity and property value, not personal credit score.
What are typical financing terms?
Terms vary by program and lender. EasyPay is traditional credit-based financing repaid in monthly installments; yGreen PACE is long-term financing repaid through the property tax assessment. Both are subject to credit and property qualification, and the lender confirms the exact term and rate at application.
Can I combine financing with insurance proceeds?
Yes. Many homeowners finance the difference between insurance coverage and full roof cost. We coordinate with both your insurer and the financing lender to align timing and documentation.
MANY SATISFIED CLIENTS
4.8 stars across 256+ Google reviews
I had a great experience working with Ramon. He was professional, knowledgeable, and made the entire roofing process easy to understand. He took the time to answer all my questions, never made me feel pressured, and was always responsive throughout the process. His honesty, attention to detail, and commitment to providing excellent customer service really stood out. I highly recommend Ramon to anyone looking for a trustworthy and reliable roofing sales professional!
a week ago
Ricardo did a great job explaining and showing me condition of the rooftop
a week ago
I worked with Ramon Alvarez and if you need a roof guy I would definitely recommend him. He really goes the extra mile to make sure you are taking care of 10/10.
2 weeks ago
(Translated by Google) Mr. Ramón is an excellent and very professional person. I am a Realtor and I will recommend him to my future clients and family. Thank you. (Original) El Sr Ramón es una excelente persona muy profesional, soy Realtor y lo voy a recomendar con mis futuros clientes y familiares , gracias
2 weeks ago
Great service and very informative and kind and fought for my best price.
2 weeks ago
Sofia was amazing, very knowledgeable and professional. It was a pleasure to meet with her
2 weeks ago
Outstanding experience with Istueta! You can tell they truly care about their customers and the quality of their work. Their attention to detail, professionalism, and pride in what they do really set them apart. I highly recommend them to anyone looking for a roofing company they can trust.
2 weeks ago
I’m very happy with this company. My roof was already quite old, and I decided to replace it for safety reasons. They were always attentive, reliable, and professional throughout the entire process. In my case, I worked directly with Sofia, and in the end we had them replace the roof on our home. We were very satisfied with both the process and the final result.
3 weeks ago
Construction is hard, complicated, and in many occasions frustrating.. Istueta is a contractor who managed to handle complications with grace, they handle the hard part with knowledge and move frustration to solutions.... I will better yet I am going to use them again.. the sunlight look cool and works even better.. Thank you guys...
3 weeks ago
Fabricio was v Very professional ery professional showed us all the options with no pressure a valuable asset to your company.
4 weeks ago
Hi, my name is Gabriel. I’m a general contractor, and I’m very grateful to always use Istueta Roofing’s services. They’re extremely professional, punctual, and work in a very organized manner. If you’re looking for someone who follows your guidelines and takes care of your roof just as you would, this is the company I recommend—100%.
4 weeks ago
They came to do an inspection of my roof and gave a great diagnosis. Sofia has the best attitude and gave a lot of information
4 weeks ago
My girlfriend and I had a very informative conversation with Will, Ariel and Laura regarding the process of installing a new roof on our house. We are so excited to get started them. They were clear and concise about how the process of installing a new roof along with the materials used to do so. They take a lot of pride in their work and gave us peace of mind of moving forward with their company.
a month ago
Ramon was a very helpful guy. He was very knowledgeable and respectful
a month ago
Great roof replacement Sofía showed us all the options Metal roof was our choice
a month ago
We were very pleased with the timeliness and professionalism by Fernando. Most importantly, he educated us on the different products. Great company.
a month ago
(Translated by Google) Excellent service, the best in Miami (Original) Excelente atención los mejores de miami
a month ago
Mr. Fernando Tolon was a pleasure to talk to, extremely knowledgeable and a great person. Thanks to Istueta Roofing for having him onboard.
a month ago
Fernando did an excellent job explaining every thing. Very impressive
2 months ago
Fernando was excellent on his consultation with regards to my roof and their materials look very impressive for my roof. . I was very impressed their 1 to 1 consultation and services, offered. I liked the 40yrs in roofing service.
2 months ago
I met with Fernando Tolon, a Roofing Consultant for Istueta Roofing, for a quote to replace my roof. Mr Tolon was thorough, professional, and knowledgeable.
2 months ago
I met with Fernando Tolon, consultant with Istueta Roofing to discuss the many roof replacement options. Mr. Tolon was very knowledgeable and went over all the options and made sure I understood them. He was courteous and very patient with the many questions that I had. I am looking forward to starting the roof replacement.
2 months ago
This Roofing contractor is the real thing! Staff is professional, courteous, responsive. For a dirty job these folks did an outstanding job of cleaning after themselves. More importantly they took great care in protecting my valuable plants. Would highly recommend. Hire Istueta Roofing with confidence!
2 months ago
Fernando arrived on time for our estimate. His expertise and presentation was on point and to be honest, stellar. I love the products offered. The abundance of color choices and virtual visual examples were great. Thanks, Fredrick
2 months ago
Istueta put a new roof on my home about 3 years ago and at that time I did not have them seal my chimney and it started leaking a few weeks back. Since o was very happy with the work they did on my roof, I contacted them to perform the repair on my chimney. The crew was respectful, professional, kept me informed during the process and did a great job. I highly recommend them if you are looking for a top quality company.
2 months ago
I have been quoting a new roof project with 4 other companies. Fernando Tolon has far exceeded the presentation provided by the other bidding companies. Extremely happy with Istueta Roofing level of service so far.
2 months ago
Fernando did a great job providing me product information and financing alternatives with the estimate on my new roof.
2 months ago
Had an excellent experience and conversation with Fernando Tolon a roofing consultant with Istueta, well knowledgeable and experienced very professional. Lo re comiendo para una experience de techos professional con Istueta roofing.
2 months ago
Súper profesional .. he explain me all products .. thank you for the service you provide ..my consultant was Fernando Tolon
2 months ago
(Translated by Google) Excellent service, very professional, the best (Original) Excelente servicio,muy profesional,los mejores
3 months ago
Thank you Anthony and the whole team at istueta for a job well done and the support
3 months ago
Anthony was thorough with his work and provided all details requested when evaluating the work on our roof. Very honest as well.
3 months ago
Anthony Rivas has being an excellent guide in this process of changing my roof, he explained to me the process in a very detailed manner , giving me options on how to proceed as well of new ideas that i could apply to my new roof !! Thank you Anthony
3 months ago
Istueta roofing assures, from the owner down to every employee stood behind their company, materials and workmanship. Very responsive and attentive to any questions, concerns or issues if they arise. They've been +40 yrs in business for a good reason!
3 months ago
"We are super happy with the new roof from Istueta Roofing! They did a fantastic job and the whole process was seamless. The house looks totally modernized and we couldn't be more pleased. Highly recommend!"
3 months ago
(Translated by Google) It is a serious and reliable company, with reasonable and affordable prices, and they are punctual and fast in their work. (Original) Es una compañía seria y cumplidora, precios razonables y asequibles, puntual y rápidos en su trabajo.
3 months ago
Anthony, Fernando, Will, Laura, and the team are so amazing to work with! I would highly recommend!!
3 months ago
Great people to work with, very professional and efficient, coming in on both time and budget. I highly recommend them.
3 months ago
New metal roof. Great experience, all around the house was left clean, and they were fast. They did a great job.
3 months ago
They are really professionals, the cost is affordable and they do a amazing job
4 months ago
(Translated by Google) Excellent work by the entire team that carried out our project, we are very grateful and especially to Antony who treated us like family. Thank you and congratulations. (Original) Excelente trabajo por parte de todo el equipo que llevo a cabo nuestro proyecto ,muy agradecidos y en especial con Antony que nos trato como familia .Gracias y felicitaciones.
4 months ago
Great company with excellent customer service. Josh Elenberg was a pleasure to work with - extremely patient, knowledgeable, and genuinely kind throughout the entire process. He took the time to answer all my questions, was always professional and respectful, and made communication easy. I truly appreciated his professionalism. Highly recommended!
5 months ago
Josh E. Was extremely professional and well informed. He is an asset to the company. Contact this company and request to speak Josh E. You will not regret it
6 months ago
Always a great experience with Istueta. Professional, timely and CLEAN…..hardly can tell they’ve been working.
7 months ago
I recently responded to a flyer from Istueta roofing and requested a quote to replace my barrel tile roof in Coral Gables. I was fortunate that Fernando Tolon was the responding Specialist. I was very pleased with Fernando's insight, knowledge and professionalism. I appreciated his help and the options he presented. He was also well informed on historical preservation requirements of the City. Overall a good experience.
8 months ago
Best company!!! 100 % recommend . Great consultation with Fernando and Adalid
8 months ago
(Translated by Google) I highly recommend him; his work is excellent, very high quality. I am very satisfied. (Original) Lo recomiendo su trabajo es excelente muy buena calidad estoy muy satisfecho
8 months ago
(Translated by Google) Excellent service. They answered all my questions, explained each step of the project in detail, and were very professional and responsible. I highly recommend them. (Original) Excelente servcio, atendieron todas mis dudas, comentaron cada paso del proyecto de manera detallada, muy serios y responsables. Lo recomiendo ampliamente
9 months ago
Istueta Roofing was very professional with regard to the urgent need to repair a leak in our roof. They were responsive, knowledgeable and thorough. We highly recommend them and would use them again, should the need arise.
9 months ago
Reviews sourced from Istueta Roofing's verified Google Business Profile. · See them all →
Roofing Financing built for the coast.
Schedule a no-pressure consultation. We walk your roof, review your options, and give you a detailed written proposal.
Or text us at (305) 671-9190